Never depend on a single income, invest to create a second source “Warren Buffet” In a nutshell, this implies if you don’t make money while sleeping, you will have to spend your entire life working. Worried? Don’t know where to invest? Always remember the first rule of Safest investment is not to lose and the second rule is to not forget the first rule. 

While every investor is continuously looking for investment options that will give higher returns with minimum risk. But in reality, risk and returns are directly proportional to each other.  It will always be difficult for an investor to find out the safest investment plan which can be a combination of high returns & minimum risk.  Few investment plans can deliver huge returns but have huge risks.

On the other hand, you will find investments that are secured but have minimum returns. The primary goal of every investment should lead to attaining financial objectives in the long run. 

As the risk and returns go hand-in-hand, technically there is no safest investment option with high returns. However, here are a few safe investment options for investors with an extremely conservative risk profile that may not give you the kind of returns that you desire, but will still give you a decent amount of returns in the long run;

Debt Mutual funds
Bank Fixed Deposits
National Pension Scheme
RBI Bonds
Pradhan Matri Vaya Vandana Yojna
Senior Citizen Saving Scheme
Post Office Monthly Income Scheme